FRANÇAIS

Final Expense
Solutions

Planning for these life events with your clients shouldn't be complicated

SELLING MADE EASY

Our Final Expense Solution Includes

  • Simplified issue solutions with immediate coverage
  • Whole Life coverage available up to age 85
  • Competitive pricing for ages 60 and over
  • Wide variety of solutions for clients with medical history
  • And so much more...

Funeral Protection can be done in three simple steps

Step 1
DETERMINE NEEDS

Add up all the expected expenses for the funeral arrangements, and any related costs for funeral services and celebration of life events with our final expense calculator.

Step 2
DETERMINE ELIGIBILITY AND PRODUCT

Once the coverage amount has been determined it's time to find the best final expense solution. Our triage tool will provide a product recommendation based on the applicants health profile.

Step 3
SUBMIT APPLICATION

Once both needs and solution have been selected, an application can be completed in as little as 15 minutes with our Lia sales tool. TIP: we also offer data collection forms (see FAQ section below)!

Final Expense solution backed by products you know and trust!

Assumption Life created its first simplified issue product over 20 years ago. Its lasting impression has set the bar for industry and since then we’ve created more than a few great simplified issue solutions!

No Medical Plus

Coverage is immediate

Client health

  1. Issue ages: 20-70
  2. Coverage:
    $10,000 - $250,000
  3. Number of questions: 16
Product GUIDE

No Medical

Coverage is immediate

Client health

  1. Issue ages: 20-70
  2. Coverage:
    $10,000 - $150,000
  3. Number of questions: 7
Product GUIDE

Golden Protection

Coverage is immediate

Client health:

  1. Issue ages: 40-85
  2. Coverage:
    $1,000 - $100,000
  3. Number of questions: 8
Product GUIDE

Total Protection

Coverage is deferred

Client health:

  1. Issue ages: 18-80
  2. Coverage:
    $5,000 - $50,000
  3. Number of questions: 6
Product GUIDE

Frequently Asked Questions

My client has a medical history which product would he qualify for?

We have developed a triage tool that combine the medical questions from our extensive suite of simplified issue solutions. The tool will help provide a product recommendation based your client health profile.

The number of medical questions will depend on your age and the answers you provided to previous questions. The healthier your clients are, the more questions you will need to answer (but that's a good thing). Keep in mind this is not an application. The information used in this form is only valid once uploaded into Assumption Life’s electronic sales platform, Lia.

Check it out!

What products are available for Final Expense solutions?

Final Expense solutions are based on finding a product that best fits your clients needs. That's we offer a variety of options listed below (in order of healthiest to hard-to-insure).

  • No Medical Whole Life Plus (Immediate)
  • No Medical Whole Life (Immediate)
  • Golden Protection (Immediate)
  • Golden Protection Deferred
  • Total Protection (Deferred)

Need help filtering which option would be better suited for your client? Check out our simplified issue guide!

Is there medical testing?

Simplified Issue products, also known as “quick issue’’ are processed rapidly and do not require any medical tests. Some cases are approved by Risk Assessment and do not go through the underwriting process. Other cases are sent to underwriting for review (MIB hit, residency status, etc.), where the client will either be approved or declined.

Simplified issue products include (in order of healthiest to hard-to-insure):

  • No Medical Whole Life Plus (Immediate)
  • No Medical Whole Life (Immediate)
  • Golden Protection (Immediate)
  • Golden Protection Deferred
  • Total Protection (Deferred)
What is the underwriting process?

Our service standards our as listed below, however our team of underwritten are among the best in Canada*.

*While this statistic has not been confirmed, it's what our advisors tell us!